Ryan Moran, CFA, CPA, Manager of Investments, Vogel Consulting
Before joining Vogel, Ryan was a staff accountant with a multi-national manufacturing firm and a music distributor. He also spent time in public accounting both preparing tax returns as well as auditing closely-held businesses. In addition, Ryan has worked as an internal auditor improving internal processes and controls for a Fortune 500 gas and electric utility. He also worked in the utilities' corporate affairs department drafting regulatory documents, improving the company's corporate governance standards, training employees on ethics, and supporting the audit committee and finance committee of the Board of Directors.
Ryan has a Bachelor of Science degree from the University of Wisconsin-Oshkosh where he double majored in accounting and finance. He also has a Master of Science degree in Finance from the University of Wisconsin-Milwaukee. Ryan has been a Certified Public Accountant (CPA) since 2002 and received the right to use the Chartered Financial Analyst (CFA) designation in 2006.
An old adage is that at market tops everyone is an investor and at market bottoms everyone is a trader. It goes a long way in explaining the psychology of investing, or the difference between rational decisions and how investors actually behave.
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