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Felicity Loudon, fifth-generation of the founding Cadbury family, said the news that Cadbury has agreed the terms of a takeover by Kraft was awful. “It’s a horror story,” she told the BBC this morning.

Risto Varynen is the fourth generation of a Finnish bakery business, Primula, founded by his great-grandfather in 1908. Baking is a particularly competitive business in Finland so Risto, 33, and his cousin Juha Valkamo, 44, wanted to offer something different to their customers. They decided to sell off their most profitable branch of the business and restart the company as a carbon neutral operation.

Carol Newell has made it her life’s work to make systematic change in society through philanthropy, while encouraging others to follow her lead

With donations dwindling and charities suffering in economic uncertainty, there is a need now more than ever for intelligent philanthropists to lead us away from financial hardship

It is hard to remain positive when we are surrounded with negativity: rising unemployment, falling revenues and hardship dominate the headlines. Yet now is the perfect time to turn bad news into good, writes Peter Thomas.

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